Your Retirement Plan May Be Off-Track
The investments people choose in their employer-sponsored retirement plans often don’t match their risk tolerance or their long-term financial goals
With so many complicated investment options available, many people default into something they don’t understand, or, worse, simply copy what their friends and colleagues are invested in, exposing them to undue risk or stifled growth potential. This mismatch can make it much harder for them to reach their retirement goals.
Work with a Lucia Capital Group financial advisor for a professional review of your qualified retirement plan, including 401(k) plans, 403b, 457, TSA plans, and more.
Retirement Planning
The wrong investment allocations can hurt your employer-sponsored retirement plan
Your 401(k), 403(b), or 457 is your retirement fund. If you plan to retire in the next few years and your employer sponsored plan is filled with volatile assets, you’re exposed to huge risks if the market should drop or collapse at the exact time that you need the money.
If your retirement is a long time from now but you’re invested in a fund that’s weighted down with bonds, you could be missing out on some large potential gains.
Retirement Plan Investment Review
How we can help
I’m Ronnie Sanchez, vice president and wealth manager at Lucia Capital Group, and I understand that qualified retirement plan investment choices can be daunting and complicated. There are crucial questions that everyone should be able to answer when it comes to their company retirement plans.
Am I saving enough?
How does my “company match” work?
Why did I choose my current 401(k) funds and are these funds right for me?
What should I do if the market pulls back?
If you don’t have the answers to those questions, don’t worry – you’re not alone. And we’re here to help.
Meet with a Financial Advisor
Sign up for a professional investment review of your qualified retirement plan.
For just $120 per quarter, I will review your employer-sponsored retirement accounts: 401(k) plans, 403b, 457, TSA plans, etc. This includes a review of your accounts every six months and someone you can call to answer your financial questions.
If you need financial planning assistance, or help with a job change, have retirement issues, or want to understand more about your company retirement plan, I’m here to help.
Fill out the form on this page and let’s talk about how Lucia Capital Group can help you with your retirement planning.
There is no guarantee that any investment strategy will meet its stated objective. All investments involve risk, including potential loss of principal.
Ronnie Sanchez is a registered representative with, and securities and advisory services offered through LPL Financial, a registered investment advisor and member FINRA/SIPC. The investment professionals are affiliated with LPL Financial and are conducting business using the name Lucia Capital Group, a separate entity from LPL Financial. Ronnie Sanchez, CA Insurance Lic. #0H84650
"*" indicates required fields